Flexibility for your life.
When you make a mistake and accidently write a check for more money than you have in your checking account, with Overdraft Privilege you’ll know that your account will be covered. Rather than automatically returning any unpaid insufficient fund items you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. Our normal non-sufficient funds or overdraft charges will apply to each item that would overdraw your account.
You can avoid non-sufficient fund fees by having funds automatically transferred from either your Houston Highway CU savings account or a line of credit to cover any overdrafts in your checking account. You may use your Overdraft Privilege 50 times within a rolling 12 month time frame. You’ll receive a letter once you have used your Overdraft Privilege 25 or more times, and after 50 times, the service may be discontinued.
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Please contact us with any questions or concerns.
If you prefer, you can call us at 713.864.4438 or toll-free at 800.354.3541.