How to Avoid Them

Providing excellent service and our members’ best interests are our priority, even when it comes to fees. Credit unions have far fewer fees than most financial institutions due to their cooperative, not-for-profit nature and we provide members with the services they need on their road to financial success. Although certain services require charges, we’ve made it simple to avoid fees with easy to meet requirements.

Monthly Membership Fee

Tier 1 – Less than or equal to $999.99 ($5.00/Month)
Tier 2 – $1,000.00 to $1,999.99 ($2.00/Month)
Tier 3 – $2,000.00 to $2,999.99 ($1.00/Month)
Tier 4 – $3,000.00 and above ($0.00/Month)  FREE
Minor Account: 0 – 17 years old ($0.00/Month)  FREE

A combined deposit and loan balance (including IRA, loans, savings, etc.) of $3,000 monthly will help you waive this fee.

But you also receive many other services that will not charge you a fee, such as…

How We Serve You

As member of HHCU, there are various products and services that you get free of fees:

Share Draft/Checking Account Fees
Check Copy FREE
Temporary Checks $5.00 After New Account
Early Closure Fee (6 months or less) FREE

Other Service Fees (applicable to all accounts)
Deposited Item Return FREE
Account Reconciliation FREE
Statement Copy FREE
Cashier’s Check $3.00
Money Order $2.00
Teller Check $2.00
Gift Card ($25 – $1000) FREE
Photo Copy per page $1.00
Fax per page $1.00Check Cashing Fee may apply FREE

Don’t forget! We also have other member services throughout the year, such as:

• Use the coin counter in the lobby for FREE!
• Bring us those documents that you want disposed of at our semi-annual shred days!
• Come enjoy popcorn, every first of the month for our member appreciation day!
• Don’t forget to quench your thirst with our FREE soft drink fountain and fresh coffee!