Credit Life/Disability Insurance

These two types of insurance help cover your family in case of death or total disability, by making your Credit Union loan payments during illness or disability, or paying off the balance in the case of death.

• Both of these insurance coverages are optional. They can be purchased together or separately.
• Certain age or health requirements may affect your purchase ability.
• Premiums are added to the loan each month and are included in the calculation of payments.

*Your purchase of MEMBER’S CHOICE® credit life and credit disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.